Kernel

Helping Kiwis Build Long-Term Wealth with Smarter Investing

Kernel was founded to challenge the outdated systems and poor financial literacy holding New Zealanders back.

Frustrated by the lack of innovation in the finance industry, the Kernel team set out to build a platform that gives Kiwis better investment options, and the education to use them well.

The result is a simple, digital-first investment experience backed by world-class index funds and resources to build confidence and capability. Whether you're just getting started or a seasoned investor, Kernel empowers you to invest for the long term and grow your savings with purpose.

With a mission to create a wealthier future for all Kiwis, Kernel’s philosophy is rooted in patience, consistency, and quality investing, not market noise or quick wins.

Why Kernel Is a Great Place to Work

A Purpose-Led Mission Everything at Kernel ladders up to a clear goal: helping Kiwis grow their wealth and make smarter financial decisions. You’ll do meaningful work that contributes to long-term change.

Tight Team, Big Impact Led by CEO Dean Anderson and a growing team of experts, Kernel is still small enough for your ideas to shape the future of the business, yet mature enough to scale at pace.

Innovation in a Traditional Industry The finance world isn’t known for agility, but Kernel is. Here, you’ll help build modern solutions that challenge the status quo and make finance more accessible.

Long-Term Thinking, In Everything From our investment philosophy to how we work as a team, we play the long game. No burnouts. No short-term hacks. Just high-quality work built to last.

Educating While Growing We don’t just build investment tools, we create financial literacy. You’ll be part of a team dedicated to helping people understand, trust, and feel good about their money.